Lighthouse Property Insurance Corporation ("Lighthouse") was declared insolvent and placed into liquidation by a Louisiana court on April 28, 2022. The ORDER OF LIQUIDATION OF LIGHTHOUSE PROPERTY INSURANCE CORPORATION WITH A FINDING OF INSOLVENCY may be viewed here. The Liquidation Order triggered TPCIGA's statutory obligations to Texas policyholders and claimants under TEX. INS. CODE chapter 462, known as the Guaranty Act.
The Liquidation Order permanently enjoins all persons, including policyholders and creditors, from instituting or further prosecuting any action against Lighthouse except within the liquidation proceedings. In addition, the Texas Guaranty Act imposes an automatic six-
CANCELLATION OF POLICIES
The Liquidation Order cancels all in-
NEW AND PENDING LOSS CLAIMS INFORMATION
Continue to report new claims to Lighthouse at (888) 544-
TPCIGA is working with the Louisiana receiver to arrange for transfer of the Texas claims to TPCIGA for handling. Policyholders and claimants are requested to forgo contacting TPCIGA on non-
If you have insurance available through any carrier other than Lighthouse, that insurance is now primary, and you should contact your carrier to make a claim. All forms of other available insurance must be exhausted before TPCIGA can consider payment of your claim.
LAWSUITS AND STAY OF LITIGATION
Litigation against Lighthouse is permanently enjoined by the Liquidation Order. Any pending lawsuit in which Lighthouse is obligated to defend a party is automatically stayed for a period of six months from the date of the Liquidation Order, or until October 28, 2022, pursuant to TEX. INS. CODE §462.309. The statute of limitations is not tolled by the automatic stay.
PRIOR OR PENDING SETTLEMENTS
TPCIGA is not bound by a settlement or release entered into by Lighthouse or its insureds, and such a settlement is not evidence of liability or damages against TPCIGA or an insured. TEX. INS. CODE §462.303. TPCIGA is obligated to review all claims to determine the extent to which they may be payable under the Guaranty Act.
Any claims for unearned premium will be processed as soon as possible after TPCIGA receives all necessary financial information from the receiver. It is not necessary to file a claim with TPCIGA for your unearned premium.
RECEIVER CONTACT INFORMATION
You may email the receiver at firstname.lastname@example.org or (225) 342-
Our website has additional information about TPCIGA and what we cover, including FAQs and a copy of the Guaranty Act.
Information as of 05/05/2022
Lighthouse Property Insurance Corporation
Information on this site is not legal advice and is not intended to be a comprehensive statement of the law or of the TPCIGA's policies and procedures. References to the laws of any jurisdiction are for informational purposes only and are not a substitute for the official version of a statute. TPCIGA makes no warranty as to the accuracy or reliability of the content of this website or other related websites.
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