Lighthouse Property Insurance Corporation ("Lighthouse") was declared insolvent and placed into liquidation by a Louisiana court on April 28, 2022. The ORDER OF LIQUIDATION OF LIGHTHOUSE PROPERTY INSURANCE CORPORATION WITH A FINDING OF INSOLVENCY may be viewed here. The Liquidation Order triggered TPCIGA's statutory obligations to Texas policyholders and claimants under TEX. INS. CODE chapter 462, known as the Guaranty Act.

The Liquidation Order permanently enjoins all persons, including policyholders and creditors, from instituting or further prosecuting any action against Lighthouse except within the liquidation proceedings. In addition, the Texas Guaranty Act imposes an automatic six-month stay of proceedings in any case in which Lighthouse was obligated to defend a party, effective until October 28, 2022.


The Liquidation Order cancels all in-force Lighthouse insurance policies as soon as they expire or are replaced, but in no event later than 12:01 a.m. on May 28, 2022, the thirtieth day following the effective date of the Order. Please contact your insurance agent or financial adviser immediately about securing other insurance.


New Texas claims should be reported to CPR Insurance Group as Servicing Contractor for TPCIGA at (972) 887-3663, Toll Free at (855) 347-0010, or by email to

TPCIGA is working with the Louisiana receiver to arrange for transfer of the Texas claims to TPCIGA for handling. Policyholders and claimants are requested to forgo contacting TPCIGA on non-hardship matters for several weeks to allow sufficient time for the file transfer and initial review. TPCIGA will be unable to discuss the status of pending claims until the files have been transferred.  

If you have insurance available through any carrier other than Lighthouse, that insurance is now primary, and you should contact your carrier to make a claim. All forms of other available insurance must be exhausted before TPCIGA can consider payment of your claim.


Litigation against Lighthouse is permanently enjoined by the Liquidation Order. Any pending lawsuit in which Lighthouse is obligated to defend a party is automatically stayed for a period of six months from the date of the Liquidation Order, or until October 28, 2022, pursuant to TEX. INS. CODE §462.309. The statute of limitations is not tolled by the automatic stay.


TPCIGA is not bound by a settlement or release entered into by Lighthouse or its insureds, and such a settlement is not evidence of liability or damages against TPCIGA or an insured. TEX. INS. CODE §462.303. TPCIGA is obligated to review all claims to determine the extent to which they may be payable under the Guaranty Act.


Any claims for unearned premium will be processed as soon as possible after TPCIGA receives all necessary financial information from the receiver. It is not necessary to file a claim with TPCIGA for your unearned premium.


You may contact the Lighthouse receiver at 9543 Fenway Ave., Baton Rouge, LA 70809, (225) 201-0107 or the Louisiana Department of Insurance at (800) 259-5300. The Receiver has posted information regarding the liquidation at The deadline for filing claims with the liquidation estate is August 28, 2022, at 4:30 p.m.

Our website has additional information about TPCIGA and what we cover, including FAQs and a copy of the Guaranty Act.  

Information as of 07/20/2022

Lighthouse Property Insurance Corporation


Information on this site is not legal advice and is not intended to be a comprehensive statement of the law or of the TPCIGA's policies and procedures.  References to the laws of any jurisdiction are for informational purposes only and are not a substitute for the official version of a statute. TPCIGA makes no warranty as to the accuracy or reliability of the content of this website or other related websites.  

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