LIQUIDATION ORDER

CastlePoint National Insurance Company was found to be insolvent and placed into liquidation by the Superior Court of San Francisco County, California pursuant to an Order of Liquidation effective April 1, 2017. The liquidation will be administered by the California Conservation & Liquidation Office (CLO).

The Liquidation Order permanently enjoins all persons, including policyholders and creditors, from instituting or further prosecuting any action against CastlePoint except within the California liquidation proceedings. The Texas Guaranty Act imposes an automatic six-month stay of proceedings in any case in which CastlePoint was a party or was obligated to defend a party, effective until October 1, 2017.


IMPAIRMENT ORDER

The Texas Commissioner of Insurance issued an Order designating CastlePoint as an impaired insurer as of April 1, 2017. TPCIGA's statutory obligations to Texas policyholders and claimants under TEX.INS.CODE chapter 462 became effective on that date. A copy of the Commissioner's Order can be found here.  


CANCELLATION OF POLICIES

CastlePoint has been in runoff, and there were no in-force policies at the time of liquidation.  


COMPANY HISTORY

CastlePoint is the survivor by merger of the following insurance companies: Tower Insurance Company of New York, Tower National Insurance Company, Hermitage Insurance Company, CastlePoint Florida Insurance Company, North East Insurance Company, Massachusetts Homeland Insurance Company, Preserver Insurance Company, York Insurance Company of Maine, and CastlePoint Insurance Company. Not all of these companies were licensed in Texas.


NEW & PENDING LOSS CLAIMS INFORMATION

All new claims involving a Texas policyholder or claimant should be reported to TPCIGA via phone to (512) 345-9335, toll-free (800) 856-0298, or fax (512) 345-9341. Please provide the insurance policy number and declarations page, if available.  

The CLO will arrange for the transfer of Texas loss claim files to TPCIGA for handling. Policyholders and claimants are requested to forgo contacting TPCIGA on non-hardship matters for 4-6 weeks, or until May 15, 2017, to allow sufficient time for the file transfer and initial review. The TPCIGA will be unable to discuss the status of pending claims until the files have been transferred.  

If you have insurance through another carrier, including uninsured motorists' coverage or health insurance, that insurance is now primary and you should contact your carrier to make a claim. All forms of other available insurance must be exhausted before TPCIGA can consider payment of your claim.  


LAWSUITS & STAY OF LITIGATION

Any pending lawsuit in which CastlePoint is obligated to defend a party is automatically stayed for a period of six months from the date of the Commissioner's order designating CastlePoint as an impaired insurer, or until October 1, 2017, pursuant to TEX.INS.CODE §462.309. The statute of limitations is not tolled by the automatic stay.


PRIOR OR PENDING SETTLEMENTS

TPCIGA is not bound by a settlement or release entered into by CastlePoint or its insureds, and such a settlement is not evidence of liability or damages against TPCIGA or an insured. TEX.INS.CODE §462.303. TPCIGA is obligated to review all claims to determine the extent to which they may be payable under the Guaranty Act.


UNEARNED PREMIUM

There were no in-force policies at the time of liquidation, and therefore will be no unearned premium.  


CLO CONTACT INFORMATION

Information about the receivership can be found at the website of the California Liquidation Office, www.caclo.org/Castlepoint.



Information as of 04/06/2017


Castlepoint National Insurance Company

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Information on this site is not legal advice and is not intended to be a comprehensive statement of the law or of the TPCIGA's policies and procedures.  References to the laws of any jurisdiction are for informational purposes only and are not a substitute for the official version of a statute. TPCIGA makes no warranty as to the accuracy or reliability of the content of this website or other related websites.  


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